I believe everyone has heard the phrase Earn More, Buy Less. It may hold true in its basic aspects but in a world of continuous evolution and change in economy, merely saving is not enough.
I am sure that almost everybody in the world worries over their finances every month counting the days to payday. For most, no matter how much they try to buy less or purchase mere necessities, truth of the matter is we also don’t control the changes in monetary value. Take for instance the value of the Philippine Peso. Once upon a time a Peso is equal to a dollar (P1 = $1). Currently, the value is this: P45 = $1. Not so long ago, the value even reached this way: P55 = $1. I don’t even want to go over the price fluctuations that almost happen every month. The up and down trends makes one head ache jumping for joy in one end them hurt at the next.
Even I admit I had my share of spending on a lot of wants. I learned to somehow control the urge though but even merely concentrating on mere necessities (e.g. food, utility bills, transportation etc.) still places a hole in the wallet. Everybody needs a guru to teach and remind them the basics of money saving. We must not believe in those “Get Rich Schemes” as they can’t work for everyone (unless they all win in the lotto).
Remember, the goal of saving money is to get rich quick. The goal is be financially stable and comfortable in the future.
The procedure taken for such is not magic but common sense.
I’ve attached some pdf files for money saving, regardless of any circumstances. Based from other readings, one of the main factors in debt or lack of financial stability is a lack of understanding of one’s own financial situation. I hope the manuals will show you how you can simply gain that understanding.
Oh, and similar to previous post in this blog, these PDF files have Master Resell Rights. It means you can sell these ebooks online and you can keep 100% of the profits. Yes, I’m giving it to you for FREE. ^_^ It’s your call to sell it or give to friends who are in a financial fix.
You should read the books of financial guru Francisco Colayco
You could learn more of Francisco Colayco here.
Of you could view the video before.
There will be snippets of ‘Tagalog’ language in the book to aid non-fluent English Filipino individuals but majority of the books are in English so English speaking people won’t get lost in it.
Cheers to all of us towards financial freedom! *banzai!*
